- Michael Matte
Roofing is dangerous! Protect yourself!
Checking a roofing contractor's insurance, including workers' compensation coverage, is important for homeowners for several reasons
1. Liability Coverage: A reputable roofing contractor should have liability insurance to protect against property damage or personal injury that may occur during the roofing project. This coverage ensures that if any damage occurs to your property or if someone gets injured while working on your roof, the contractor's insurance will cover the costs instead of you being held financially responsible.
2. Workers' Compensation: Roofing is a potentially hazardous job, and accidents or injuries can happen. Workers' compensation insurance provides coverage for any injuries sustained by the contractor's employees while working on your property. If the contractor doesn't have workers' compensation coverage and an accident occurs, you as the homeowner may be held liable for medical expenses and lost wages.
3. Professionalism and Responsibility: Checking a contractor's insurance demonstrates their professionalism and responsibility. It shows that they take their work seriously and are committed to protecting themselves, their employees, and their clients. A contractor with proper insurance coverage is more likely to be reliable and trustworthy.
4. Peace of Mind: By ensuring that the roofing contractor has appropriate insurance coverage, you can have peace of mind throughout the project. Knowing that you are not financially liable for any mishaps or accidents provides reassurance and protects your interests as a homeowner.
Before hiring a roofing contractor, it's recommended to request proof of insurance, including liability coverage and workers' compensation. Take the time to review the insurance certificates and verify their validity. It's also a good idea to consult with a legal professional or insurance expert if you have any concerns or questions regarding the contractor's insurance coverage.
At Vermilion Roofing and Construction we are fully licensed and insured, including Worker's Compensation. A lot of roofing companies, especially the Chucks in a Truck never bother, or can't afford Worker's Compensation insurance. Call us today and we would be happy to provide you with Certificates of Insurance. You can even be listed on our policy for your protection!